Know Your Bank – HDFC Bank (2014-2015) – Infographics

According to HDFC Bank annual report 2014 – 2015, it is going to focus on instant loan disbursement, faster credit card issue and new bank account activations. It has also introduced ‘missed call’ based services for banking considering the customer mindset. To compete with the emerging trends of mobile walets, HDFC Bank introduces its Digital Wallet for quick Payments. It also tied up with snapdeal and launched e- commerce credit card.

The infographics gives you the snapshot of the financial year 2014 – 2015 for HDFC Bank.

Startup India, Stand Up India


Startup India, Stand Up India is the government initiative announced by Prime Minister Narendra Modi to boost entrepreneurship at the grassroots level in the country. The Start-up India, Stand-up India programme is designed to suit Indian conditions & focus would be on ensuring benefits to young & budding entrepreneurs from a lowest strata of society.

What are the action plans and policies?

This programme involves country’s IITs, IIMs, central universities & NITs as per the announcement made by Prime Minister Modi in his speech on 15 August 2015. Prime Minister ensurerd in his speech, “Wherever there are youth, they will be linked through the live connectivity”. The aim of programme is promoting bank financing for start-up ventures & offer incentives to boost entrepreneurship & job creation.

The full action plan and policies of ‘the Start-up India, Stand-up India’ programme will be revealed on January 16, in presence of around 1500 young entrepreneurs at Vigyan Bhavan, Delhi.

Who are the guests and attendee in the launch programme?

Unlike high profile events like ‘Make in India’ or ‘Digital India’ where big names such as Tata group chairman Cyrus Mistry, Mukesh & Anil Ambani, Bharti’s Sunil Mittal & Aditya Birla Group’s Kumar Birla occupied the front rows and the focus here is on young entrepreneurs.

The participants would get the chance to hear likes of Softbank CEO Masayoshi Son, who are plan to invest $20 billion in solar projects in India, An Uber founder Travis Kalanick & WeWork founder Adam Neumann, also intereact with them & some of the marquee names from the Indian start-ups. Around the 40 Silicon Valley entrepreneurs, venture capitalists & angel investors are invited as special guests. While Narendra Modi will unveil a strategy in an evening, secretaries from key departments would grab with questions on providing the enabling eco-system for start-ups.

Also there is possibility of a part of Google’s Launchpad Accelerator programme, where an early stage start-up will be shortlisted from panel of 5. Although, the government’s policy package is given finishing touches, sources said, an idea is free start-ups from compliance burden from the fund to provide easy access to the finance.

Benefits :

Government aims to provide youth the opportunities to grow & be industrialists & entrepreneurs and also to establish a startup network in India. The Prime Minister said his government will look at systems for enabling start ups. He also said , we will have 1.25 lakh start ups, each giving employment to 2-3 people. In addition to the systems to facilitate startups, the loan would be given to help the people in startups. Being a startup it is motivating & provide better opportunities. It will give positive wave to startups.